Buying your first motorcycle denotes a hefty lifestyle change. Before taking the plunge, do your research and consider that factors involved in the decision. Here are a few topics to think about before rushing off to the dealership on a whim.

• Type of bike: Consider your plans for your new motorcycle. Will you use it to commute to work, ride across town over the weekends or go on long road trips? Your intentions will help you determine the right type of bike that fits into your lifestyle. When considering your biker personality, it’s important to remember that a very powerful engine might be too much for a novice biker to handle at first.

• Budget: You should have a clear budget in mind before visiting dealerships. While some bikes sell for a few thousand dollars, other models have prices that are more comparable to cars. Even if you can afford a bike with a high price tag, many seasoned bikers recommend starting with a modest (or even used) motorcycle because it’s not uncommon for novice riders to have an accident or two while learning the ropes. And remember, you should also factor motorcycle insurance into your budget.

• Safety gear: Another cost to factor into your overall budget is the price of safety gear. At the very least, you’ll need a quality, well-fitted motorcycle helmet. For even more protection, you can purchase gloves, boots with ankle reinforcement, ventilated jackets, body armor, eye protection and more. Even in the heat, your safety should take priority.

• Test drive: Don’t settle for a bike just because it has glowing online reviews. Take your time at the dealership. Sit on the models that grab your attention and consider their feel and their weight. Test drive your top picks so you know which model best suits you.

• Safety course: Taking a motorcycle safety course teaches you the basics about vehicle operation and road safety. Armed with this knowledge, your insurance provider may offer you a coverage discount since you’ve proven your dedication to safety.

Wondering how much motorcycle insurance will cost on top of the bike itself? Contact an agent for a free quote on the bike you’ve got your eye on.

We’ve got you covered. Call Stastny Insurance Agency at (800) 864-2645 for more information on Baltimore motorcycle insurance.