Business & Commercial Insurance
Business & Commercial Insurance Information
If you own a business, you’re probably aware of the risks and exposures your company faces daily. Getting the right commercial insurance policies can help you mitigate those risks and provide protection in the event of a loss or claim.
The agents at Stastny Insurance Agency are proud to offer robust commercial insurance solutions to the residents of Baltimore and its surrounding areas. Give us a call today at 800-864-2645 to learn more or get a quote.
What is commercial insurance?
Commercial insurance is a blanket term used to describe a wide variety of insurance policies designed to protect businesses of all sizes from risks that may threaten their operations, finances, assets (including employees) and reputation.
Commercial policies are not designed for individuals but rather for multiple stakeholders or employees. In addition, there are typically higher limits of coverage involved in commercial policies, and the premiums are often higher.
What insurance does a small business need?
Insurance needs vary among small businesses, but some standard options include the following:
- Property insurance can help cover repair or replacement expenses if your business’s property is damaged, lost or stolen.
- Liability insurance can provide financial assistance if your business is found liable in a lawsuit. It often helps cover legal and medical expenses.
- Commercial auto insurance can help cover expenses if a company-owned vehicle is involved in an accident. It commonly assists in covering bodily injury and property damage caused by the vehicle.
- Workers’ compensation insurance often helps pay for medical care and a portion of lost wages for an employee injured as a result of employment.
Do you have questions or concerns?
Don’t wait until it’s too late to get the insurance protection your company needs. At Stastny Insurance Agency, we’ll prioritize your needs and help you get the policies you need. For a quote on commercial insurance coverage, visit our website or contact us at 800-864-2645 today.