General liability—This provides coverage if your business is responsible for the bodily injury or property damage of third parties. It may help pay for the medical or legal costs that arise from those claims.

Property insurance—If covered events such as fires, burst pipes or vandalism damage your company’s physical assets, property insurance coverage may provide compensation for those losses. Additional property coverage may be available to protect your specialized equipment.

Builders risk insurance—This may provide protection if your building materials and supplies are damaged during a construction project by a covered cause of loss. 

Commercial auto insurance—This may help cover medical expenses, legal fees and property damage if your business’s vehicles are involved in an accident. Commercial auto insurance policies are separate from your personal auto insurance.

Business interruption insurance—If a covered event temporarily halts your business’s operations, this coverage may help pay for ongoing overhead expenses until normal business activities can begin again.

Inland marine insurance—This may provide coverage while your business’s equipment and tools are being transported.

Professional liability insurance—This may provide coverage if a client alleges you made an error or an omission while performing with your professional services.

Workers’ compensation—If one of your employees sustains a work-related injury or illness, workers’ compensation may help pay medical expenses and supplement lost wages. 

Pollution liability insurance—This may provide coverage for claims that your business’s operations released pollutants that injured others or damaged their property.

Umbrella insurance—If your business is responsible for a claim that exceeds your other coverage’s liability limits, umbrella insurance may help fill in the gap.