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      • Uninsured & Underinsured Motorist
      • Vanishing Deductible
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      • Garage Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
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      • Liquor Liability Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
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      • Maritime Employers Insurance
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      • Non Profit Insurance
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      • Nursing Insurance
      • Personal Trainer Insurance
      • Pharmacist Insurance
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Home > Products > Home Insurance | Stastny Insurance Agency - Baltimore and Towson, MD

Homeowners Insurance


Homeowners Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Homeowners Quote Form

Homeowners Insurance Information

Homes are susceptible to a variety of different unforeseen accidents. Because homes are often viewed as places of comfort and safety, acquiring a homeowners insurance policy is essential. Having homeowners insurance coverage can protect you from paying significant out-of-pocket costs if an accident occurs in your home. 

What Is Homeowners Insurance? 

Homeowners insurance exists to protect your personal belongings inside your home or damage to the structure of your home. Your insurer will provide you with financial assistance following an accident, such as a fire or a burglary, in exchange for an insurance premium.  

What Is Included in Homeowners Insurance? 

Homeowners insurance policies can vary depending on various factors, a primary one being location. A typical homeowners insurance policy might include the following coverages: 

  • Dwelling coverage helps cover repairing or rebuilding damage to the house’s structure.

  • Other structures coverage assists in covering other buildings on the property, such as a garage or gazebo.

  • Liability coverage helps cover injury or damage to others and/or their property if the policyholder is held responsible.

  • Contents or personal property coverage helps cover clothes, furniture, electronics and other items in the home if damaged or lost due to a covered cause.

  • Loss of use coverage assists with living expenses in the event of a covered loss, such as temporary housing after a house fire.


Once again, it’s important to note that policies can vary from homeowner to homeowner. Be sure to reach out to our agency to learn more about potential coverages to include in your insurance policy. 

Contact Us 

If you are a homeowner near Baltimore, Maryland, we can help you. The agents at Stastny Insurance Agency are set on helping you learn about potential homeowners coverage so you can make a confident decision on a policy for you and your home. 

Don’t hesitate to contact us today at 800-864-2645 to learn more about your potential coverage options. 

Contact Us Today!
800-864-2645

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6822 Harford Rd
Baltimore, MD 21234

Phone: 410-254-1500 | Toll-Free: 800-864-2645
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