Homeowners Insurance Quote Forms
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Homeowners Insurance Information
Homes are susceptible to a variety of different unforeseen accidents. Because homes are often viewed as places of comfort and safety, acquiring a homeowners insurance policy is essential. Having homeowners insurance coverage can protect you from paying significant out-of-pocket costs if an accident occurs in your home.
What Is Homeowners Insurance?
Homeowners insurance exists to protect your personal belongings inside your home or damage to the structure of your home. Your insurer will provide you with financial assistance following an accident, such as a fire or a burglary, in exchange for an insurance premium.
What Is Included in Homeowners Insurance?
Homeowners insurance policies can vary depending on various factors, a primary one being location. A typical homeowners insurance policy might include the following coverages:
Dwelling coverage helps cover repairing or rebuilding damage to the house’s structure.
Other structures coverage assists in covering other buildings on the property, such as a garage or gazebo.
Liability coverage helps cover injury or damage to others and/or their property if the policyholder is held responsible.
Contents or personal property coverage helps cover clothes, furniture, electronics and other items in the home if damaged or lost due to a covered cause.
Once again, it’s important to note that policies can vary from homeowner to homeowner. Be sure to reach out to our agency to learn more about potential coverages to include in your insurance policy.
If you are a homeowner near Baltimore, Maryland, we can help you. The agents at Stastny Insurance Agency are set on helping you learn about potential homeowners coverage so you can make a confident decision on a policy for you and your home.
Don’t hesitate to contact us today at 800-864-2645 to learn more about your potential coverage options.