Call Us 800-864-2645 ☰ ˟
Logo
Call Us 800-864-2645
  • Home
  • Our Agency
    • AboutImage of right arrow
      • Our Staff
      • Our Location
    • Personal ProductsImage of right arrow
      • Auto InsuranceImage of right arrow
        • Classic Car
        • Collision Coverage
        • Liability Coverage
        • Medical Payments Coverage
        • Minor Violation Forgiveness
        • Personal Injury Protection
        • Rental Reimbursement
        • Uninsured & Underinsured Motorist
        • Vanishing Deductible
      • Home InsuranceImage of right arrow
        • Condo Insurance
        • Homeowners Liability
        • Landlords Insurance
        • Mortgage Protection
        • Property Insurance
        • Scheduled Property Insurance
      • Life InsuranceImage of right arrow
        • Disability Insurance
        • Group Life
        • Individual Life
        • Long Term Care
        • Second-To-Die Policy
      • Powersports VehicleImage of right arrow
        • ATV Insurance
        • Boat Insurance
        • Motorcycle Insurance
        • Motorhome Insurance
        • Snowmobile Insurance
      • Personal Umbrella & Identity Theft
    • Commercial ProductsImage of right arrow
      • Coverage for Specific IndustriesImage of right arrow
        • Accounting Firm Insurance
        • Alarm Contractors Insurance
        • Insurance for Arborists
        • Bar Insurance
        • Box Truck Insurance
        • Builders Risk Insurance
        • Car Dealership Insurance
        • Cargo Insurance and Freight Insurance
        • Catering Insurance
        • Cleaning Business Insurance
        • Construction Insurance
        • Consulting Firm Insurance
        • Contractors Insurance
        • Specialty Trade Contractors Insurance
        • Craft Brewery Insurance
        • Dental Practice Insurance
        • Dump Truck Insurance
        • Educational Facility Insurance
        • Financial Institution Insurance
        • Food Truck Insurance
        • Fleet Insurance
        • Handyman Insurance
        • Garage Insurance
        • Healthcare Facility Insurance
        • Healthcare Practice Insurance
        • Law Firm Insurance
        • Life Science Insurance
        • Limousine Services Insurance
        • Liquor Liability Insurance
        • Livestock Insurance
        • Maintenance Contractors Insurance
        • Manufacturing Insurance
        • Maritime Employers Insurance
        • Media & Advertising Insurance
        • Minibus Insurance
        • Non Profit Insurance
        • Nursing Home Insurance
        • Nursing Insurance
        • Personal Trainer Insurance
        • Pharmacist Insurance
        • Pool & Spa Insurance
        • Printers & Publishers Insurance
        • Railroad Contractors Insurance
        • Real Estate Businesses Insurance
        • Retail Insurance
        • School Bus Contractors Insurance
        • Scrap Metal Insurance
        • Self-Storage Insurance
        • Septic Contractors Insurance
        • Snow Plow Insurance
        • Specialized Truck Equipment Insurance
        • Technology Services Insurance
        • Tractor Insurance
        • Tow Trucks Insurance
        • Uber Insurance
        • Water Well Drillers Insurance
        • Veterinary Insurance
      • Coverage for Your BusinessImage of right arrow
        • Bonds
        • Business Catastrophe Insurance
        • Business Owners Policy (BOP)
        • Commercial Auto Insurance
        • Commercial General Liability
        • Commercial Property Insurance
        • Commercial Real Estate Insurance
        • Commercial Umbrella Insurance
        • Crime Insurance
        • Equipment Insurance
        • Errors and Omissions Insurance
        • Fidelity Bonds
        • Loss Control Insurance
        • Inland Marine Insurance
        • Marine Insurance
        • Mechanical Breakdown Insurance
        • Office Insurance
        • Product Liability Insurance
        • Professional Liability
        • Shipping Insurance
        • Small Business Insurance
        • Small Business Liability Insurance
        • Storage Insurance
        • Surety Bonds
        • Technology Insurance
        • Trailer Insurance
        • Transportation Insurance
        • Trucking Insurance and Semi Truck Insurance
        • Workers Compensation
        • Van Insurance
      • Coverage for Your EmployeesImage of right arrow
        • Small Business Retirement Plans
        • Employer-Sponsored Retirement
        • Group Benefits
        • Group Disability Insurance
        • Voluntary Benefits
        • Retiree Health Coverage
        • Group Health Insurance
        • Disability Insurance
        • Individual Life Insurance
    • Our Providers
  • Products
    • Auto InsuranceImage of right arrow
      • Classic Car
      • Collision Coverage
      • Liability Coverage
      • Medical Payments Coverage
      • Minor Violation Forgiveness
      • Personal Injury Protection
      • Rental Reimbursement
      • Uninsured & Underinsured Motorist
      • Vanishing Deductible
    • Home InsuranceImage of right arrow
      • Condo Insurance
      • Renters
      • Homeowners Liability
      • Landlords Insurance
      • Mortgage Protection
      • Property Insurance
      • Scheduled Property Insurance
    • Life InsuranceImage of right arrow
      • Disability Insurance
      • Group Life
      • Individual Life
      • Long Term Care
      • Second-To-Die Policy
    • Powersports VehicleImage of right arrow
      • ATV Insurance
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • Recreational Vehicle
      • Snowmobile Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Bar Insurance
      • Box Truck Insurance
      • Builders Risk Insurance
      • Car Dealership Insurance
      • Cargo Insurance and Freight Insurance
      • Catering Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Dental Practice Insurance
      • Dump Truck Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Food Truck Insurance
      • Fleet Insurance
      • Handyman Insurance
      • Garage Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Limousine Services Insurance
      • Liquor Liability Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Minibus Insurance
      • Non Profit Insurance
      • Nursing Home Insurance
      • Nursing Insurance
      • Personal Trainer Insurance
      • Pharmacist Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Snow Plow Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tractor Insurance
      • Tow Trucks Insurance
      • Uber Insurance
      • Water Well Drillers Insurance
      • Veterinary Insurance
    • Coverage for Your BusinessImage of right arrow
      • Bonds
      • Business Catastrophe Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Real Estate Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Cyber Liability Insurance
      • Equipment Insurance
      • Errors and Omissions Insurance
      • Fidelity Bonds
      • Loss Control Insurance
      • Inland Marine Insurance
      • Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Shipping Insurance
      • Small Business Insurance
      • Small Business Liability Insurance
      • Storage Insurance
      • Surety Bonds
      • Technology Insurance
      • Trailer Insurance
      • Transportation Insurance
      • Trucking Insurance and Semi Truck Insurance
      • Workers Compensation
      • Van Insurance
      • Umbrella
    • Coverage for Your EmployeesImage of right arrow
      • Small Business Retirement Plans
      • Employer-Sponsored Retirement
      • Group Benefits
      • Group Disability Insurance
      • Voluntary Benefits
      • Retiree Health Coverage
      • Group Health Insurance
      • Disability Insurance
      • Individual Life Insurance
    • Umbrella
  • Get A Quote
  • Contact
    • Contact Us
    • Our Location
Home Icon

Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
AutoIcon

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life Icon

Life

We browse through a wide variety of coverages and find the right one for you.

Learn More
Commercial Icon

Commercial

We browse through a wide variety of coverages and find the right one for you.

Learn More
Contractors Icon

Contractors

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Blog > Home Insurance and Your Spring Projects
WEDNESDAY, APRIL 19, 2023

Home Insurance and Your Spring Projects

When spring arrives, many people want to head outside to start enjoying their space. A few home improvement projects may happen, too. Making changes to your home is not a problem. However, it is important to consider your home’s risk factors.  

Be sure that the changes you make do not increase risk. Make sure that professionals can complete all of the work safely. And, it may be necessary to consider your home insurance policy afterward. 

Are People Coming to Your Home? 

If you are having contractors do work within your home, verify them. Be sure you verify their licensing, insurance and bonding. A contractor without it can be a risk. If they do work for you, suffer an injury on your property, and do not have coverage, it could hurt you. The contractor or his or her employee may file a liability claim against you. Your home insurance may help, up to limits. a large lawn in front of a house

Are You Putting the Structure at Risk? 

Changes to your home’s structure can create concerns. For example, if you plan to change the grading of the property, this could make your foundation at risk for damage and water leaks. It is always a good idea to focus on what the outcome of any change will be. Do this before you make any changes. 

Roofs, Windows, and Siding 

Adding a new roof, windows, and siding to your home can be a good thing. It adds value to your home. It ensures there is ample security there. However, this is only possible when you install them properly.  

Ensure the professional doing the work has the necessary licensing. Be sure they provide a guarantee for their workmanship, too. If they do a poor job, your roof leaks, and your home suffers mold damage, your home insurance may not cover the losses. 

Significant Changes 

Are you adding a home addition? Perhaps you will build a new garage or shed on your home. If you make these substantial changes, you will need to have a closer look at your home’s new value. Updating the value can lead to a need to update your home insurance. Discuss this with your agent at length. Be sure new structures have coverage under your policy. 

It is essential to ensure that your home remains safe. Your home insurance policy is there to help. However, you must take the proper steps at first to ensure you have ample protection in place first. 
Posted 4:42 PM

Tags: homeowners, policy, coverage, insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2025
  • 2024
  • 2023
  • 2022

  • coverage(17)
  • insurance(16)
  • policy(10)
  • commercial(7)
  • liability(5)
  • homeowners(4)
  • business(4)
  • vehicle(3)
  • life insurance(3)
  • recreational(3)
  • auto insurance(3)
  • rv(3)
  • general(2)
  • terms(2)
  • life(2)
  • belongings(2)
  • whole(2)
  • bop(2)
  • boat insurance(2)
  • cyber(2)
  • retirement(2)
  • renters(2)
  • interruption(1)
  • slip and fall injuries(1)
  • teen driver(1)
  • workers compensation insurance(1)
  • accident(1)
  • homeowners insurance garage(1)
  • owners(1)
  • space(1)
  • safety(1)
  • property(1)
  • commercial auto(1)
  • builder's risk insurance(1)
  • umbrella(1)
  • home insurance(1)
  • insureds and beneficiaries(1)
  • car(1)
  • benefits(1)
  • summer heat(1)
  • small(1)
  • workers(1)
  • rv camping(1)
  • homeowners insurance(1)
  • personal(1)
  • heater(1)
  • business interruption(1)
  • toy vehicle(1)
  • auto(1)
  • snowmobile(1)

View Mobile Version

Contact Us Today!
800-864-2645

Social Social

Resources

  • Products
  • Payment Options
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us
  • Products are underwritten by the issuing insurance company.
    Insurance products are subject to underwriting guidelines, review, and approval.
    Products and discounts not available to all persons in all states.

    Home Office: One Nationwide Plaza, Columbus, OH. Nationwide, the Nationwide N and Eagle, and other marks displayed on this page are service marks of Nationwide Mutual Insurance Company, unless otherwise disclosed.
    © 2017 Nationwide Mutual Insurance Company. *All personal lines products written exclusively through Nationwide Insurance

    FEW-0421AO.2 (7/2018)

    Privacy | Site Map

Contact Us

6822 Harford Rd
Baltimore, MD 21234

Phone: 410-254-1500 | Toll-Free: 800-864-2645
Fax: 410-254-2880 |
info@stastnyinsurance.com
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
© Copyright. All rights reserved. | Powered by Insurance Website Builder