General Liability Insurance in Baltimore, MD

General liability insurance often plays a key role in safeguarding your business from the financial strain that can follow unexpected events. It may benefit organizations of any size or industry by helping address many of the everyday risks of operating a business.

What Does General Liability Insurance Cover?

General liability insurance can help manage the costs of unforeseen incidents. A policy may include the following coverage:

• Third-party bodily injury claims if someone is hurt on your premises

• Third-party property damage caused by your business activities

• Legal defense costs if your business is sued

• Personal and advertising injury, such as claims of libel or slander

Why Does Coverage Matter?

Operating a business in Maryland often involves regular interaction with customers, vendors and members of the public, and each of those touchpoints brings a certain level of risk. A minor slipandfall, accidental property damage or even an unfounded allegation can quickly escalate into a costly problem for a business owner. Without general liability insurance, the financial burden can be challenging for many businesses to absorb, especially smaller operations with limited reserves. Additionally, many clients, landlords and investors may require proof of this coverage before they will sign an agreement, lease space or allow you to begin work.

Who Needs This Policy?

Whether you own a small shop or manage a growing company in the surrounding areas, having the right financial protection in place can help you focus on running your business with confidence.

General liability insurance can be valuable for a wide range of businesses, including the following:

• Retail stores and restaurants

• Contractors and service providers

• Offices and professional practices

• Manufacturers and wholesalers

Where to Get General Liability Insurance

Our team at Robert Frank Stastny works closely with business owners to assess their unique risks and recommend tailored general liability solutions. Contact us today to learn more.