FRIDAY, MARCH 1, 2024
 Distracted driving is a high-risk situation. It is a common cause of auto insurance claims after accidents. The National Highway Traffic Safety Administration reports 3,450 people died in 2016 solely as a result of distracted driving accidents. Distracted driving is preventable.
First, Recognize What You Are Doing Wrong
Before you choose a few apps to help you with distracted driving, consider what you could be doing that puts you at risk.
Common distractions include:
-
Talking on cell phones
- Texting on cell phones
- Engaging in heated conversations on the road
- Changing the radio channel
- Checking social media
- Smoking
- Eating & drinking
- Applying makeup
Remember, when you engage in distracted driving, you and your passengers are at risk. Others on the road with you are, too.
If you do these things, consider these apps. They are free to download from your App Store or Play Store. Your goal is to stay focused.
#1: LifeSaver
LifeSaver is just what it sounds like. This is a type of app that gives you something back for not using your phone. The app works to block access to our phone while you are behind the wheel. It sends a message to those who contact you that you are driving. And, when you get there, it lets them know you did so. This is an ideal type of app for teen drivers to use. However, it also works for trucking companies and other companies with numerous drivers.
#2 Mojo
This app is one that operates in the background on your cell phone. You do not have to interact with it as much as others. However, it provides a score to the driver. Those who type, answer a call, or swipe to open their phone while driving lose points. Individuals gain points for every minute they do not do this. Eventually, the points add up. You can then redeem them for things like an Amazon or other retailer gift card.
#3: TextLimit
This app is a bit more aggressive. It turns off access to things like texting when the vehicle is moving at a certain, pre-determined speed. Once the vehicle stops, those features become accessible again. There is no reward component here, but it’s an easy way to stop the habit.
You do not want to file an auto insurance claim for a distracted driving accident. Instead, ask your car insurance provider about apps that may help you.
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